Dirus & Sons

2100 Corlies Ave, Unit 4
Neptune City, NJ 07753

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Should I obtain boat insurance in New Jersey?

In the Neptune, NJ area, residents are going to have access to plenty of local amenities. The proximity to local rivers, lakes, and other waterways can make it a great place to live if you enjoy being out on the water. Those that are here should think about getting their own boat in these situations. There are a few different reasons that people here should invest in a full boat insurance policy. 

Insurance Protects Boat

A reason that many people here should get boat insurance is that it can protect your boat. With a boat, you will have made a big investment that you need to protect as well as possible. If you get a boat insurance plan, it will give coverage to repair or replace your boat. This can include giving protection if your boat is stolen, damaged in an accident, or you incur another type of loss.

Insurance Gives Liability Protection

It would be best if you also considered getting boat insurance to take advantage of the liability protection. A boat owner will be taking on liability risk regularly. If you make a mistake that results in an accident, you will have to pay for the damages. In some cases, the damages can be significant, making the boat insurance policy a good investment as it will offset this risk through the liability protection you will receive. 

As you are looking for coverage for your boat in the Neptune, NJ area, you should call the team at Dirus & Sons. Picking insurance for your boat is vital, and Dirus & Sons can make it easier for you. When you call our team, we will carefully assess your situation and explain your options. Based on this, you will have an easier time picking the right policy to meet your needs. 

Partner Carriers

  • Aetna
  • Ameritas
  • Bankers Fidelity
  • Bristol West
  • BTIS
  • Cabrillo Coastal
  • Delta Dental
  • Foremost
  • FTP
  • Humana
  • Mercury
  • Morstan
  • Penn Mutual
  • Plymouth Rock
  • Progressive
  • Savoy
  • Strand
  • Tokio Marine