Dental And Vision Insurance in New Jersey
Dirus & Sons of Neptune, NJ helps small businesses and individuals get dental and vision insurance in New Jersey. There are several ways you can obtain a dental or vision policy. You can purchase a plan on your own by obtaining an individual or family health care plan that offers dental and vision coverage or get one through an employee benefits plan. Dental and vision insurance can also be obtained as separate stand-alone plans from each other for individuals and families.
Dental insurance helps to offset the cost of dental care. In a typical dental policy in New Jersey, routine care like regular cleanings costs are fully covered. Eighty percent of the expenses for basic procedures such as root canals and fillings are covered. Advanced procedures like bridges and crowns are covered for up to fifty percent of the cost. Dental insurance will cover preventive, restorative, endodontics, oral surgery, orthodontics, periodontics, and prosthodontics procedures.
Vision insurance helps to pay for items such as eye exams, eyewear, special coatings on the lenses, and specific medically-necessary surgical procedures. In some cases, a vision insurance policy will also cover prescription sunglasses and provide discounts to other services like laser eye surgery.
These plans utilize a network of dentists and optometrists that you can choose from to receive higher coverage amounts. You can also choose an out-of-network professional where you receive a set sum for the services rendered and pay the rest of the costs out-of-pocket.
Why Dirus & Sons
We are a family-owned company that has been meeting the insurance needs of residents in Neptune, NJ, and surrounding communities since 1978. We know all types of insurance, and we can help you choose the right dental and vision policy for you, your family, and your employees. Call us today for more information.