Category: Auto Insurance

Did you purchase a new car? Have you recently moved to New Jersey? Not sure if you’re getting all the benefits from your current auto insurance plan? If you answered “yes” to any of these questions, call or stop by Dirus & Sons in Neptune, NJ today! The friendly and knowledgeable agents at Dirus & Sons will happily help you choose an auto insurance plan that meets your unique needs. Please keep reading for a few reasons why New Jersey residents need auto insurance and why Dirus & Sons is the perfect place to purchase it!

In New Jersey, auto insurance is required by law. All New Jersey drivers must possess a minimum of three types of insurance: liability insurance, personal injury protection (PIP), and uninsured motorist coverage. Also, you must carry proof of insurance at all times. But don’t let this scare you! The agents at Dirus & Sons have the knowledge and expertise to help you choose an insurance policy that complies with state requirements AND meets your needs.

For those seeking additional protection, comprehensive auto insurance policies are available. It’s also possible to extend coverage on some state-mandated insurance policies. Whether you’re native to New Jersey or just moved to the Garden State, it’s always a good idea to review your auto insurance plan to ensure you’re reaping all the benefits.

Navigating insurance policies can be tricky. But with the help of the agents at Dirus & Sons, you can rest assured you’ll find the perfect policy that exceeds your standards and is compliant with state requirements. So, what are you waiting for? Call, click, or stop by the office of Dirus & Sons in Neptune, NJ, today to get started!

Auto insurance is vital to have, and in the state of New Jersey, you are required to at least have liability auto insurance. This type of policy will cover others who are injured in an accident that is deemed to be your fault. It will also cover any property damage you cover up to a certain amount depending on the details of your policy. While liability insurance is required, there are many other options available that you may be interested in obtaining.

Uninsured or Underinsured Motorist Coverage

This type of insurance will pay for any injuries you or your passengers sustain and damages to your vehicle if you are involved in an accident if with a motorist who does not have any insurance coverage at all or a lesser amount of insurance than needed to cover your injuries and property damage.

Collision Insurance

This type of auto insurance will cover damages to your vehicle and any others involved in an accident deemed to be your fault. It will also cover an object that you strike and damage with your vehicle. For example, if you hit a building, this part of your policy will cover damages to your vehicle and the building.

Comprehensive Coverage

Comprehensive coverage will pay for any damage to your auto if it is damaged or destroyed by a fire, theft, vandalism, or a natural disaster, such as a tornado or hail storm.

To determine the best auto insurance coverage for you and your situation, enlist the assistance of an experienced auto insurance agent like the ones at Dirus & Sons in Neptune, NJ. We have the experience and knowledge to create the best policy for you, so call for an appointment today!